Godfrey Pembroke Financial Consultants

Expert Advice backed by Quality Research and Technical Support

At Godfrey Pembroke we strive to build long-term financial planning partnerships with our clients by providing integrated financial planning solutions, proactive advice and quality service.


During your initial consultation, your Godfrey Pembroke consultant will review your financial affairs, help you understand your investment risk profile and assist you with establishing financial objectives. This is the starting point of our partnership with you.

Your Godfrey Pembroke consultant will then work with you to develop a financial plan that will help you achieve your goals. In addition, we can provide a choice of wealth management services that can assist you in building financial assets and maximising returns.

Our consultants have access to a highly regarded research and technical support team who provide them with the information necessary to advise you on a wide range of financial products. Access to quality research enables our consultants to construct investment strategies designed to provide peace of mind and solid returns over the long-term.


Services for individuals


You can benefit from our financial planning expertise in the following areas:

Specialist services


Godfrey Pembroke understands your financial planning needs may extend beyond traditional services. That is why we also offer a range of specialist services that can be tailored to your individual circumstances:
Wealth Accumulation and Investment Planning
Building, protecting and managing your wealth is our objective. Our consultants can provide you with specialist, practical advice on a wide range of financial matters. They can work with you to address your financials needs by matching the numerous products and strategies to your individual goals. To help you secure your financial future, our consultants can help you by choosing investment options and strategies which they believe will contribute to successful wealth accumulation and add the most value.

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Superannuation Planning
Superannuation is one of the most tax-effective ways to save for retirement. Our consultants can develop a tax-efficient superannuation strategy that maximises the benefits of your superannuation by making it work harder for you. They can guide you through the maze of investment options by addressing key areas such as reasonable benefit limits (RBLs), self-managed superannuation, contribution strategies (including spouse contributions) and life insurance options.

Retirement Planning
Planning for your retirement is vital to ensure you do not outlive your capital, so you can enjoy the lifestyle you want in retirement.

Godfrey Pembroke can help you achieve a secure retirement by providing practical advice for reducing the impact of inflation, maximising social security entitlements, rollover strategies and the use of discretionary trusts.

Our consultants can work with you to develop a strategy that builds your retirement capital whilst you are still working by selecting investments that will generate competitive and tax-effective returns, and deliver a secure and regular income stream.


Taxation Management
Effective taxation planning underpins our investment advice and planning and is an integral part of your investment plan. Our consultants can provide advice on how to minimise your taxation by working with you and/or your accountant or taxation adviser to develop tax-saving strategies.


Estate Planning
In conjunction with your solicitor, we can develop a tax-effective estate planning strategy tailored to meet your unique circumstances. Analysing related taxation and estate-planning issues, such as wills, powers of attorney, prepaid funerals and testamentary discretionary trusts, creates opportunities for your beneficiaries to protect assets.


Insurance
Don’t leave your financial future to chance. Our consultants can help protect you and your assets and guide you through the numerous insurance options. They can work with you to ensure you are adequately covered for any eventuality with products including life and trauma insurance and income protection in the event of sickness or injury. Appropriate insurance cover also underpins many of our recommended estate and succession planning strategies.


Lending/Debt Management Services
In keeping with the holistic financial planning model offered by Godfrey Pembroke’s consultants, our service includes the management of your personal debt as a natural extension of your overall wealth accumulation strategy. Creating wealth is more than simply implementing an investment strategy. It is also about effectively managing your debt-to-equity position via intelligent cash-flow monitoring and by taking full advantage of the time value of money.

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Executive Financial Planning
For executives, professionals and senior managers with limited time to manage their own financial affairs, a Godfrey Pembroke consultant can offer personalised financial advice to help meet your financial objectives. This includes wealth creation plans, tax minimisation, salary packaging advice, superannuation, retirement and investment advice, risk management and regular portfolio reviews.


Expatriate Financial Services
Our consultants can help expatriates maximise the wealth they create while working overseas and keep them informed of financial developments. Looking after their financial matters whilst they are overseas can leave them worry-free, more productive and focused on their job. Before they depart, we can help with superannuation, property and other investment decisions. We can also coordinate professional advice in a range of other key areas such as tax, legal, banking, insurance and residency.


Redundancy and Early Retirement Counselling
Redundancy can be a difficult and stressful time. Our consultants can provide customised advice through private financial counselling sessions or seminars to assist with making the right decisions and investment choices. We can help you make the most of the lump sum benefit you received and can advise on issues such as superannuation, minimising taxation, planning your job search and social security entitlements.

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