Our Services
Our clients can benefit from our financial planning expertise, particularly in the following areas:
Wealth Accumulation and Investment Planning
Building, protecting and managing our clients’ wealth is our objective. We can guide you through the maze of investment options and develop a financial plan that will generate competitive and tax-effective returns.
Superannuation Planning
We can develop a tax-effective superannuation strategy that maximises the benefits of your superannuation, making it work harder for you. We will address key areas such as Reasonable Benefit Limits (RBLs), self-managed superannuation, contribution strategies (including spouse contributions) and life insurance options.
Retirement Planning
We can help you achieve a secure and comfortable retirement by providing practical advice for reducing the impact of inflation, minimising taxation, maximising social security entitlements, rollover strategies and the use of discretionary trusts. Your financial plan will aim to build your retirement capital whilst you are still working and deliver a secure and regular income stream.
Taxation Management
Effective taxation planning underpins our investment advice and planning and is an integral part of your investment plan. We can provide advice on how you may be able to minimise taxation by working with your accountant or taxation adviser to develop tax-saving strategies.
Estate Planning
In conjunction with your solicitor, we can also develop an estate planning strategy tailored to meet your unique circumstances. Analysing related taxation and estate planning issues such as Wills, powers of attorney, prepaid funerals and testamentary discretionary trusts creates opportunities for your beneficiaries to minimise taxation and protect assets.
Risk Insurance
Don’t leave your financial future to chance. We can work with you to ensure you are adequately covered – life and trauma insurance, income protection in the event of sickness or injury as well as addressing group insurance needs, are just some examples.
Lending/Debt Management Services
Our service also encompasses the management of your personal debt as a natural extension of your overall wealth accumulation strategy. Creating wealth is more than simply implementing an investment strategy. It is also all about effectively managing your debt to equity position via intelligent cashflow monitoring and taking full advantage of the time value of money.
Godfrey Pembroke also offers a range of specialist services to both individual and corporate clients that can be tailored to their individual circumstances. These encompass:
Executive Financial Planning
We can offer personalised financial advice for executives, professionals and senior managers with limited time to manage their own financial affairs.
Expatriate Financial Services
We can help expatriates maximise the wealth they create while working overseas by helping with an array of decisions focussing on superannuation, property, taxation, legal, banking, insurance and residency.
Redundancy and Early Retirement Counselling
For employees who have been made redundant or are considering early retirement we can provide customised advice through private financial counselling sessions or seminars to assist with making the right decisions and investment choices
GPL brochure - Camberwell